Thanks @lawnjelly, I guess one of the advantages AND drawbacks of using an engine like Unity is that it doesn't MAKE you understand matrix operations, standard or otherwise. Your suggestion has helped me a bit to better understand what some of these built-in functions are doing behind the scenes. I'm trying to pick up the mathematical concepts again, but it's been years since I did anything more complicated than basic math.
Thanks Again!!
And, you are exactly right, I'll make use of more diagrams in the future, lol.